A LIVE PENMAR EDUCATIONAL WEBINAR
Taxes:
Could You Lower Your Lifetime Tax Bill?
Join us online to explore how retirement income, account choices, and charitable giving may affect taxes over your lifetime.
Live online webinar
WEDNESDAY · SEPTEMBER 30
Register for the webinar
1:00 p.m. Pacific / 4:00 p.m. Eastern. Enter your details to register; joining information will follow separately.
WHAT WE’LL COVER
What could change
your lifetime tax bill?
We’ll examine common assumptions about retirement taxes, the three ways accounts can be taxed, and how income decisions may affect you, a surviving spouse, and your heirs.
Why might your tax rate in retirement be higher than you expect?
How could required minimum distributions affect your taxable income?
When can interest income make more of your Social Security benefits taxable?
How do tax-deferred, taxable, and Roth accounts differ?
How might a Roth conversion change your taxes now and later?
What can change for a surviving spouse when their filing status changes?
How might an inherited traditional IRA affect your children’s taxes?
Where can charitable giving strategies fit into your retirement and legacy plans?
We’ll also discuss changing tax rules, trade-offs among investment growth, preservation, and liquidity, and examples of charitable giving. The examples are hypothetical and educational; the right approach depends on your circumstances.
Penmar Wealth Management helps individuals and families bring their investments, retirement income, tax considerations, and long-term goals into focus. Our approach begins with education and clear conversations.
This webinar is designed for people approaching or already in retirement who want to understand how taxes may affect their income, a surviving spouse, and their heirs. No individual accounts are reviewed during the event, and no investment or insurance product is offered, recommended, or sold during it.